The damage researchers at Allianz
Insurance companies have to pay up where damage is involved. Wouldn’t it be smarter to avoid accidents and damage in the first place? Engineers at Allianz Versicherungs-AG came to this conclusion more than 70 years ago.
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In 1932, Allianz set up its own materials testing centre in Berlin – this was the first institute worldwide that was exclusively concerned with damage research. Everything was investigated and documented – from broken steam boilers, turbines and diesel engines through to construction machinery. Work at the test centre was a runaway success. A great deal of technical damage in industry and commerce was avoided on the basis of preventive action.
In 1962, the materials testing centre moved to Ismaning near Munich and was renamed the Allianz Centre for Technology (AZT). Alongside industrial engineering, a second specialty area was established in 1971: The Institute for Automotive Engineering. AZT Automotive gained a formidable reputation with spectacular crash tests under the leadership of long-time Managing Director and accident researcher
Prof. Max Danner.
The AZT played a leading role in the introduction of compulsory seat belts in Germany. The engineers had the German Transport Minister of the time, Werner Dollinger, crash into a rigid barrier at only 15 kilometres per hour. The dummy sitting in the passenger’s seat was unbelted and was thrown against the windscreen. A person would have sustained serious injuries from the accident. Dollinger had a seat belt on and walked away from the destruction.
A fine was introduced shortly afterwards and the proportion of people wearing a seat belt rose sharply, with the consequence that the number of people killed and seriously injured in road traffic accidents declined drastically.
“At the time, we created security, and that remains our mission today,” says Danner’s sccessor, Prof. Dr.-Ing. Anselm, Managing Director of Automotive Engineering. “This is equally reflected in measures for improving the safety of occupants and in the introduction of electronic engine immobilisers, which have brought about a drastic reduction in vehicle thefts.”
During the 1970s, new technologies and new materials in automotive engineering presented new challenges for the industry and for Allianz as an insurance company. The AZT and its know-how have made a contribution to making the new technologies secure and commercially viable.
“Renewable energies, sustainability, climate change, nanotechnology, power supply and emergency planning for companies are issues we’re addressing today,” comments Dr. Lutz Cleemann, Managing Director of Industrial Engineering.